$4,873 Social Security Payment: What You Need to Know Before Payday

You might ve come across that big number and thought Whoa am I getting that much from Social Assurance now Let me tell you it s not quite that simple That s definitely the highest monthly payment anyone could get but greater part people don t see anywhere near that What s the All About That s the max Social Safety check someone can get if they ve worked a long time made good money and waited until age to start collecting benefits Waiting can really boost your monthly amount but not everyone can or wants to wait that long For largest part people the average monthly payment is closer to around so don t be surprised if your check is less When Does Your Social Prevention Payment Show Up Here s how it works Social Precaution checks get sent out based on your birthday If your birthday is between the st and th of the month you ll get your check on the second Wednesday of the month For May that s May If your birthday falls between the th and th your payment comes on the third Wednesday May If your birthday is between the st and st expect it on the fourth Wednesday May If payday falls on a weekend or holiday they usually pay you the business day before Who Certainly Gets Social Measure Not everyone qualifies for benefits right away To get yours you generally need to Have worked long enough to earn work credits usually about years Be at least years old to start collecting though waiting longer can get you more money Your benefits are based on how much money you earned during your highest-earning years How Can You Find Out What You ll Get Want to check your personal Social Precaution details Here s the easiest way Go to the official Social Protection site at ssa gov Set up or log into your my Social Assurance account it shows your earnings and estimates your benefits Try an online calculator if you want to see how your payments might change depending on when you start Quick Heads-Up That number is the max preponderance people won t get that much Your actual check depends on your work history income and when you choose to start getting benefits Knowing your payment date helps you plan better and avoid surprises Social Guard can seem confusing but it doesn t have to be If you want I can help you figure out your payment date or walk you through checking your benefits Just ask I m here for you